September 25, 2025 House Bill 1018, enacted during Maryland’s General Assembly during its 2025 session and signed into law by Governor Wes Moore, goes into effect […]

September 25, 2025 On September 15, 2025, the Pennsylvania Housing Finance Agency (“PHFA”) issued a Request for Proposals (the “Notice”) for projects aimed at expanding affordable […]

September 24, 2025 Many servicers are exploring predictive analytics to better flag borrower distress before defaults occur. By integrating signals like property valuations, credit activity, and […]

September 23, 2025 In August 2025, the Hawaiʻi Supreme Court clarified how long lenders have to bring a judicial foreclosure. In Bank of New York Mellon […]

September 19, 2025 Mortgage rates fell in the week ending September 5, 2025, with the 30-year fixed dropping to 6.49%, the lowest level in nearly a […]

September 19, 2025 On September 16, 2025, a mortgage holder filed a putative class action in the U.S. District Court for the Northern District of New […]

September 18, 2025 Two months have passed since the Federal Housing Finance Agency (“FHFA”) authorized lenders to use VantageScore 4.0 as an approved credit model for […]

September 17, 2025 Some mortgage servicers are responding to 2025’s volatile housing environment by adopting cloud-based servicing platforms that enhance flexibility, security, and scalability. Some systems […]

September 16, 2025 The Hispanic Organization of Mortgage Experts (“HOME”) recently introduced Wholesale Search, a bilingual AI-powered platform that lets mortgage professionals instantly query lending criteria […]

September 15, 2025 Florida (“FL”) Gov. Ron DeSantis is advancing a constitutional amendment to eliminate property taxes for homeowners. The plan is tied to his ‘Florida […]