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Assembly Bill A3470 was signed into law on October 20, 2025, requiring homeowners’ associations and condominium boards to provide written notice ninety days before commencing a foreclosure action to enforce a lien for unpaid common charges, assessments, fines, or fees. The law, now codified under New York’s Real Property Law, creates a new procedural safeguard designed to give property owners additional time to cure delinquencies before litigation. Associations and boards should consider reviewing and updating their collection policies, mailing practices, and recordkeeping procedures to ensure full compliance with the new statutory requirement. Clients are encouraged to consult counsel with any questions about implementation or the law’s potential impact on existing enforcement actions.
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This publication may constitute attorney advertising under the laws and rules of professional conduct of one or more states. The information provided in this publication is for general informational purposes only and does not constitute legal advice. The contents are not intended to be a substitute for professional legal advice, consultation, or representation. No attorney-client relationship is formed by reading or relying on this publication. Prior results do not guarantee a similar outcome. Readers should consult a qualified attorney for advice regarding their individual circumstances or any specific legal questions they may have.
If you have questions about this publication, please contact Adam Friedman, Ralph Vartolo or Michael DeRosa,
Friedman Vartolo LLP, 1325 Franklin Avenue, Suite 160, Garden City, NY 11530, Phone: (212) 471-5100 | Fax: (212) 471-5150.
