The “New York Land-Home Property Act” (A7512/S7120), introduced in the New York State Assembly and Senate, marks a significant legislative change aimed at reclassifying manufactured homes in New York. Passed by both legislative chambers on June 11, 2025, this bill awaits the Governor’s signature and would take effect one year after becoming law.

Once enacted, it will fundamentally change the legal status of manufactured homes by allowing them to be classified as real property rather than personal property (chattel).

Previously, manufactured homes were treated like vehicles and titled through the Department of Motor Vehicles (DMV). This bill introduces a comprehensive procedure allowing owners to convert the classification of these homes to real property if they are affixed to a permanent foundation and meet certain criteria. Key elements of the bill include:

• Creation of a system for surrendering the manufacturer’s certificate of origin or title to the DMV.
• Recording of an “Affidavit of Affixation” that legally affirms the manufactured home is permanently affixed to real estate.
• Requirements that ownership of the home and land be identical or that proper lease agreements exist.
• Procedures for updating public records to reflect the change in status and allowing these homes to be conveyed and mortgaged like other forms of real estate.
• Provisions for homes without documentation, using legal declarations and title insurance to confirm ownership and lien status.

The legislation amends several sections of New York’s Vehicle and Traffic Law and introduces a new Article 9-E in the Real Property Law. These changes facilitate the transition of a manufactured home’s legal identity from personal to real property, impacting how they are taxed, financed, and sold.