December 12, 2025

Florida recorded one of the highest foreclosure rates in the country in October 2025, according to ATTOM’s latest market report, which showed roughly one filing for every 1,829 housing units. Tampa, Jacksonville and Orlando also ranked among the top U.S. metros for foreclosure activity during the same reporting period. These concentrations of new filings confirm that Florida remains one of the states with the highest foreclosure activity in the country based on current reporting.

Servicers that administer large Florida portfolios are now monitoring elevated foreclosure starts, increased auction scheduling, and rising REO (real estate owned) volumes. ATTOM noted that these increases remain below historic highs, and its CEO Rob Barber stated that current activity reflects a gradual normalization as market conditions adjust and some homeowners continue to navigate higher housing and borrowing costs. Publicly available data confirm that foreclosure activity in several Florida metros exceeds activity levels in most other large U.S. cities, and these conditions may create increased operational demands for staffing, loss mitigation review and post-sale management as the market moves into 2026.